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Literature review on electronic payment system adoption in nigeria

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Adoption of e-Payment Systems : A Review of Literature

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[PDF] Adoption of e-Payment Systems : A Review of Literature | Semantic Scholar

The technological improvement coupled with the growing use of smartphones has, among other functions, facilitated purchase and payment transactions through the mobile phone. This phenomenon occurs worldwide and provides individuals more flexibility and convenience in carrying out their daily activities. This article aims to evaluate the intention of adopting a future mobile payment service from the perspective of current Brazilian consumers of mobile phones, based on the Unified Theory of Acceptance and Use of Technology UTAUT. The survey was carried out with mobile customers of a telecommunications company that operates in southeastern Brazil, with a valid sample of respondents. This result serves as a guide to participants in the payments market to develop a service for mobile payments of good performance, easy to use, secure and promotes the action of the social circle of the individual at a fair price, in other words, that meets needs and expectations of today's mobile phone users.
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Electronic payment adoption and consumers’ spending growth: empirical evidence from Nigeria

Buy this article in print. The e-payment system was not introduced to replace cash but as a better alternative to cash and trade barter. Electronic payments can be understood as a payment mechanism using electronic media that does not involve cash. Electronic payment system e-payment is an important aspect of e-commerce.
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This study explores impact factors that affect the adoption of digital payment systems in sub-Saharan Africa. In this article, we investigate the impact factors that subject-matter experts consider most important to the success of FinTech payment models. Then, we compare the findings with the literature and three case studies of mobile money adoption in Kenya, South Africa, and Nigeria.
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